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Wagering requirements specify how many times a bonus must be bet before winnings can be withdrawn—expressed as a multiplier (e.g., 35x). A $100 bonus with 35x wagering requires $3,500 in total bets before cashing out. This is the casino's mechanism to prevent players from simply withdrawing bonus money. Understanding wagering requirements is essential for evaluating whether a bonus has real value or is effectively worthless.
Wagering Requirements
Wagering requirements are the casino's way of making sure you actually gamble before walking away with bonus money. That "100% up to 100 means placing $3,500 in bets. Whether that's good or bad depends entirely on the math, which most players never calculate.
Table of Contents
- How Wagering Requirements Work
- Calculating Wagering
- Game Contribution Rates
- Evaluating Bonus Value
- Wagering Strategies
- Terms and Conditions Traps
- Best and Worst Practices
How Wagering Requirements Work {#how-it-works}
The Basic Concept
Example:
- Bonus: $100
- Wagering: 35x
- Total betting required: 3,500**
What Counts as Wagering
| Action | Counts Toward WR? |
|---|---|
| Spinning slots | Yes (usually 100%) |
| Blackjack bets | Partial (10-20%) or No |
| Roulette bets | Partial (10-20%) or No |
| Live casino | Usually partial or No |
| Sports betting | Rarely |
Wagering on Bonus vs Bonus + Deposit
Critical distinction:
| Type | Calculation |
|---|---|
| Bonus only | 3,500 |
| Bonus + Deposit | (100 deposit) × 35x = $7,000 |
Always check whether wagering applies to bonus only or bonus + deposit.
When Requirements Apply
Deposit $100 → Receive $100 bonus → Wager $3,500 → Withdraw
Some casinos also apply wagering to deposits not linked to bonuses after claiming. Check terms carefully.
Calculating Wagering {#calculating}
Basic Calculation
Time to Complete
Example at $1/spin:
- 3,500 wagering
- 1 = 3,500 spins
At 600 spins/hour = ~6 hours of play
Expected Cost of Wagering
At 96% RTP (4% house edge):
- 140 expected loss
If bonus was 100 - 40**
Break-Even Wagering Calculator
| RTP | House Edge | Break-Even WR |
|---|---|---|
| 94% | 6% | 16.7x |
| 95% | 5% | 20x |
| 96% | 4% | 25x |
| 97% | 3% | 33x |
| 98% | 2% | 50x |
If WR < Break-Even: Positive expected value If WR > Break-Even: Negative expected value
Game Contribution Rates {#game-contribution}
Typical Contribution Rates
| Game Type | Typical Contribution |
|---|---|
| Slots | 100% |
| Scratch cards | 100% |
| Keno | 100% |
| Video poker | 10-25% |
| Blackjack | 5-20% |
| Roulette | 10-25% |
| Baccarat | 5-15% |
| Craps | 0-10% |
| Live casino | 0-10% |
Why Table Games Contribute Less
Table games have lower house edge:
| Game | House Edge | Contribution |
|---|---|---|
| Slots (avg) | 4% | 100% |
| Blackjack (basic) | 0.5% | 10% |
| Baccarat (banker) | 1.06% | 10% |
| Roulette (European) | 2.7% | 20% |
Low contribution rates prevent players from using low-edge games to minimize wagering losses.
Effective Wagering with Contribution
To complete $3,500 wagering on 10% contribution blackjack:
- 35,000 in actual bets needed
Contribution Calculation Example
$100 bonus, 35x wagering:
| Game | Contribution | Actual Bets Needed |
|---|---|---|
| Slots | 100% | $3,500 |
| Roulette | 20% | $17,500 |
| Blackjack | 10% | $35,000 |
| Excluded | 0% | Impossible |
Evaluating Bonus Value {#evaluating}
Expected Value Formula
Quick Evaluation Table
$100 bonus at 96% RTP slots (4% edge):
| WR | Wagering | Expected Loss | EV |
|---|---|---|---|
| 10x | $1,000 | $40 | +$60 |
| 20x | $2,000 | $80 | +$20 |
| 25x | $2,500 | $100 | $0 |
| 35x | $3,500 | $140 | -$40 |
| 50x | $5,000 | $200 | -$100 |
Rating Wagering Requirements
| WR | Rating | Recommendation |
|---|---|---|
| ≤15x | Excellent | Always take |
| 15-25x | Good | Usually worthwhile |
| 25-35x | Average | Calculate carefully |
| 35-45x | Below average | High-risk proposition |
| 45-60x | Poor | Avoid unless bonus is huge |
| 60x+ | Very poor | Almost never worth it |
Value Per Dollar of Bonus
| WR (at 4% edge) | Value per $1 Bonus |
|---|---|
| 10x | $0.60 |
| 20x | $0.20 |
| 25x | $0.00 |
| 35x | -$0.40 |
| 50x | -$1.00 |
Negative means you expect to lose more than the bonus value.
Wagering Strategies {#strategies}
Strategy 1: High RTP Slot Selection
Choose highest RTP slots available:
| Slot | RTP | House Edge | EV per $1000 wagered |
|---|---|---|---|
| Mega Joker | 99.0% | 1% | -$10 |
| Blood Suckers | 98.0% | 2% | -$20 |
| Starburst | 96.1% | 3.9% | -$39 |
| Average slot | 95.0% | 5% | -$50 |
Higher RTP = less lost during wagering = better bonus value.
Strategy 2: Low Volatility for Survival
Low volatility slots reduce bust risk:
| Volatility | Bust Risk | Recommended For |
|---|---|---|
| Low | Low | High WR bonuses |
| Medium | Medium | Moderate WR |
| High | High | Low WR only |
High volatility + high WR = high probability of losing everything before completing requirements.
Strategy 3: Optimal Bet Sizing
Stay well under max bet limits:
- Terms typically limit to $5-10
- Breaking max bet rule forfeits bonus
Strategy 4: Session Planning
Calculate sessions needed:
| WR | Spins at $1 | Hours at 600/hr |
|---|---|---|
| 20x | 2,000 | 3.3 hrs |
| 35x | 3,500 | 5.8 hrs |
| 50x | 5,000 | 8.3 hrs |
Plan for multiple sessions. Don't rush.
Strategy 5: Stop-Win Planning
If hitting big win during wagering:
| Scenario | Action |
|---|---|
| Big win, WR incomplete | Continue at minimum bets |
| WR complete, in profit | STOP immediately |
| Near WR, declining balance | Consider forfeiting |
Lock in profits once wagering is done.
Terms and Conditions Traps {#traps}
Trap 1: Max Bet Violations
The rule: "Maximum bet $5 while bonus active"
| Bet | Result |
|---|---|
| $5 | Fine |
| $6 | Bonus voided, winnings confiscated |
| $10 | Account potentially closed |
Solution: Always bet under the max limit.
Trap 2: Game Restrictions
Hidden restrictions:
- Specific slot exclusions
- Progressive jackpot slots excluded
- "Feature buy" modes excluded
- New releases temporarily excluded
Solution: Check full game list before playing.
Trap 3: Time Limits
| Limit | Impact |
|---|---|
| 7 days | Rush, suboptimal play |
| 14 days | Manageable |
| 30 days | Comfortable |
| 60+ days | Excellent |
Solution: Check expiry before claiming. Don't claim if you can't complete in time.
Trap 4: Max Withdrawal Limits
"Maximum withdrawal from bonus: 5x bonus"
| Bonus | Max Withdrawal |
|---|---|
| $100 | $500 max |
| $500 | $2,500 max |
Hit a 500.
Solution: Avoid bonuses with restrictive max withdrawal.
Trap 5: Bonus-Only vs Real Money Priority
| Type | Risk |
|---|---|
| Bonus first | Lower risk—lose bonus first |
| Real money first | Higher risk—lose deposit first |
Always check which funds are used first.
Trap 6: Wagering on Deposit Too
Type A: 35x bonus only = 100 bonus Type B: 35x (bonus + deposit) = 100 + $100
Type B requires DOUBLE the wagering.
Best and Worst Practices {#best-practices}
Best Practices
| Practice | Benefit |
|---|---|
| Calculate EV before claiming | Avoid -EV bonuses |
| Choose high RTP slots | Minimize expected loss |
| Use low volatility | Reduce bust risk |
| Stay under max bet | Avoid voided bonus |
| Track wagering progress | Know when to stop |
| Read full T&C | No surprises |
Worst Practices
| Practice | Risk |
|---|---|
| Claiming every bonus | Many are -EV |
| High volatility on high WR | High bust risk |
| Max betting | Risk voiding bonus |
| Table games without checking | 0% contribution trap |
| Ignoring time limits | Lose incomplete bonuses |
| Chasing losses | Exceeds planned bankroll |
Red Flags to Watch
| Red Flag | Why It's Bad |
|---|---|
| WR 50x+ | Almost always -EV |
| No game contributions listed | Likely restrictive |
| Max withdrawal caps | Limits upside |
| Very short expiry | Forces rushed play |
| "Selected games only" | Likely low RTP selections |
| Complex bonus structure | Hidden unfavorable terms |
Wagering Calculator {#calculator}
Full Calculation Example
Bonus Details:
- Deposit: $200
- Bonus: $200 (100% match)
- WR: 35x (bonus only)
- Time limit: 30 days
- Max bet: $5
Step 1: Total Wagering7,000
Step 2: Expected Loss (96% RTP)280
Step 3: Expected Value280 expected loss = -$80 EV
Step 4: Spins Required1/spin = 7,000 spins
Step 5: Time Required 7,000 ÷ 600/hour = 11.7 hours
Decision: This bonus has negative expected value. Only take if you value the entertainment more than -$80.
Compare Two Bonuses
| Factor | Bonus A | Bonus B |
|---|---|---|
| Amount | $100 | $500 |
| WR | 20x | 50x |
| Wagering | $2,000 | $25,000 |
| Expected loss | $80 | $1,000 |
| EV | +$20 | -$500 |
Bonus A is positive EV despite being smaller.
Related Calculators
- Wagering Calculator - Calculate exact wagering needs
- Bonus Value Calculator - Determine if bonus is worth it
- Expected Loss Calculator - Project wagering costs
Frequently Asked Questions
Bonus allocation is limited per region. Claim before capacity runs out.



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