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Free Tool Algorithm updated: Feb 2026

Bankroll Growth Calculator 2026

Project your betting bankroll growth based on win rate, odds, and stake size

EV
Developed by Evgeniy Volkov

Quick Scenarios

Enter Your Parameters

$
%
%
Expected Value per Bet+7.25%

Positive EV - your strategy has mathematical edge

Growth Projection

Projected Bankroll

$1.2K

After 100 bets

Total Profit

+$242.67

ROI

+24.3%

Expected Wins

55

Expected Losses

45

Risk of Ruin 0.1%

Very Low Risk - Excellent bankroll protection

Growth Trajectory

0 bets
$1.0K
5 bets
$1.0K
10 bets
$1.0K
15 bets
$1.0K
20 bets
$1.0K

Key Formulas

The mathematics behind bankroll growth

Expected Value (EV)

EV = (p × profit) - (q × stake)

55% × 1.95 - 45% × 1 = +6.25% edge

Compound Growth

Final = Start × (1 + EV)^n

$1000 × (1.001875)^100 = $1,205

Risk of Ruin

RoR = ((1-e)/(1+e))^(B/S)

Lower stake = Lower risk of ruin

Kelly Criterion

K = (bp - q) / b

Optimal stake for maximum growth

How Bankroll Growth Works

📊

Expected Value

EV measures your average profit per bet. Positive EV means long-term profit, negative EV means inevitable loss.

+5% EV = $5 profit per $100 bet
📉

Variance & Swings

Even with positive EV, short-term results vary wildly. Larger samples smooth out variance.

100 bets: ±20% swings common
🎯

Stake Sizing

Smaller stakes reduce risk of ruin but slow growth. Kelly Criterion finds the optimal balance.

1-3% stake = Safe, 5%+ = Risky
💰

Compound Growth

Reinvesting profits accelerates growth exponentially. This is why bankroll management matters.

$1000 → $1200 → $1440...

Stake Size Comparison

See how different stake sizes affect growth and risk

Stake %Expected GrowthRisk of RuinRecommendation
1%+10-15%< 1%Very Safe
2%+20-30%1-3%Conservative
3%+30-50%3-8%Moderate
5%+50-100%10-25%Aggressive
10%+100-300%30-60%Very Risky

Pro Tips for Bankroll Growth

📝

Track Everything

Record every bet with odds, stake, and result. You can't improve what you don't measure. Use a spreadsheet or betting tracker app.

🛡️

Start Conservative

Use 1-2% stakes until you have 500+ bets proving your edge. Many think they have an edge but don't. Protect your bankroll while gathering data.

📊

Expect Variance

Even +5% EV can show 10-bet losing streaks. Don't change strategy during downswings. Trust the math over short-term results.

FAQ

Frequently Asked Questions

It depends on your average odds. At 2.00 odds, you need 50%+ to break even. At 1.90 odds, you need 52.6%+. Most profitable bettors have 52-58% win rates at average odds of 1.85-2.10.
Most professionals recommend 1-3% of bankroll per bet. Kelly Criterion can calculate optimal stake, but many use 'half Kelly' (50% of Kelly suggestion) for safety.
Risk of ruin is the probability of losing your entire bankroll. It depends on your edge, stake size, and bankroll. Keep it under 5% by using proper stake sizing.
Variance can mask your true edge for hundreds of bets. You need 1,000+ bets at consistent stake/odds to get reliable win rate data. 500 bets minimum for any conclusions.
This calculator shows expected (average) outcomes. Real results include variance. You might do better or worse than projected in any sample. Larger samples converge to expected values.
Kelly Criterion is a formula that calculates the optimal stake size to maximize long-term growth while minimizing risk of ruin. Formula: (bp - q) / b where b=odds-1, p=win probability, q=lose probability.
Only if you have a genuine edge (positive EV). This requires either exceptional skill in predicting outcomes or finding value in bookmaker odds. Most recreational bettors have negative EV.

About Our Bankroll Growth Calculator

Our professional bankroll growth calculator helps you project your betting profits based on your win rate, average odds, and stake sizing. Whether you're a sports bettor, poker player, or advantage gambler, understanding bankroll trajectory is essential for long-term success.

The Pro mode includes Monte Carlo simulation that runs 10,000 iterations to show the full range of possible outcomes. See not just the expected result, but the probability of doubling your bankroll, the risk of significant losses, and the 95% confidence interval.

This calculator is 100% free, calculates instantly as you type, and requires no registration. Updated for 2026 with advanced risk analysis and realistic variance modeling.

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Evgeniy Volkov

Evgeny Volkov

Verified Expert
Math & Software Engineer, iGaming Expert

Over 10 years developing software for the gaming industry. Advanced degree in Mathematics. Specializing in probability analysis, RNG algorithms, and mathematical gambling models.

Experience10+
SpecializationiGaming
Status
Active