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Bankroll Protection Algorithm updated: Feb 2026

Risk of Ruin Calculator

Calculate the mathematical probability of losing your entire bankroll based on your win rate, odds, and stake size.

What is Risk of Ruin? Risk of Ruin is the mathematical probability that you will lose your entire bankroll before achieving your goals. Even with a profitable strategy, betting too aggressively can lead to a 100% chance of ruin.

EV
Developed byEvgeniy VolkovVerified Expert
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Survival Probability
Calculate instantly
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Optimal Safety
Protect your capital

Calculator Inputs

40%50%60%
Decimal
%

Recommended: 1-2% for safety

Number of units (100 / stake%)

Risk of Ruin

0.38%

Verdict: Excellent safety. Suitable for pros.

Expected Growth

+5.05%

per bet (edge)

Sensitivity Analysis: Risk vs Stake

FAQ

Frequently Asked Questions

Risk of ruin is the probability of losing your entire bankroll before reaching your profit goals. Even with a positive edge, aggressive staking can lead to 100% ruin probability over time.
Professional bettors aim for a risk of ruin below 1-5%. Anything above 10% means your bankroll management is too aggressive. Reduce your stake size or increase your starting bankroll to lower your risk.
Stake size is the biggest factor. Betting 1% of your bankroll per bet gives you much better survival odds than betting 5%. The Kelly Criterion suggests optimal stake sizing based on your edge and odds.
Yes. Even with a 55% win rate, betting too large a fraction of your bankroll can lead to ruin. Variance (bad luck streaks) can wipe you out before your edge kicks in. This is why bankroll management matters more than finding edges.
common.reviewedBy
author-credentials.sysE-E-A-T
Evgeniy Volkov

Evgeny Volkov

Verified Expert
Math & Software Engineer, iGaming Expert

Over 10 years developing software for the gaming industry. Advanced degree in Mathematics. Specializing in probability analysis, RNG algorithms, and mathematical gambling models.

Experience10+
SpecializationiGaming
Status
Active