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Free Tool Algorithm updated: Feb 2026

Staking Plan Calculator 2026

Compare staking strategies: Kelly Criterion, Flat, Percentage, Fibonacci & Martingale

EV
Developed by Evgeniy Volkov

Enter Your Parameters

$
%

Calculation Results

Recommended Stake

$50.00

5.0% of bankroll

Risk LevelMedium Risk

Max Drawdown

$400.00

Bets to Ruin

Kelly Analysis
Your Edge:+10.00%
Full Kelly Stake:$100.00

Staking Formulas

The mathematics behind each staking strategy

Kelly Criterion

f* = (bp - q) / b

Where b = decimal odds - 1, p = win probability, q = 1 - p

Percentage Staking

S = B × %

$1000 bankroll at 3%: $1000 × 0.03 = $30 stake

Fibonacci

S = Base × Fib(n)

Step 5 with $10 base: $10 × 5 = $50

Martingale

S = Base × 2^n

After 3 losses with $10 base: $10 × 2³ = $80

Understanding Staking Strategies

🛡️

Flat Staking

The simplest approach: bet the same amount every time. Low variance but doesn't capitalize on edges.

Always bet $20 regardless of odds
📊

Percentage Staking

Bet a fixed % of current bankroll. Stakes grow with wins and shrink with losses automatically.

3% of $1000 = $30 stake
🎯

Kelly Criterion

Optimal mathematical formula for maximizing growth. Bet size proportional to your edge over the bookmaker.

10% edge = 10% of bankroll
🌀

Fibonacci System

Progressive system using Fibonacci numbers. Gentler than Martingale but still risky.

1, 1, 2, 3, 5, 8 units

Strategy Comparison

See how all strategies compare for your current parameters

StrategyStake% of BankrollRisk Level
Flat$202%Low Risk
Percentage$303%Low Risk
Half Kelly$505%Medium Risk
Full Kelly$10010%High Risk
FibonacciVariableVariableHigh Risk
MartingaleDoublesDangerousVery High Risk

Pro Tips

🐢

Start Conservative

Begin with 1-2% stakes until you prove your edge over 500+ bets. It's easier to increase stakes than recover from ruin.

⚖️

Use Half Kelly

Full Kelly is mathematically optimal but volatile. Half Kelly gives 75% of growth with much less variance and drawdown.

⚠️

Avoid Progressive Systems

Martingale and similar doubling systems have near-100% ruin probability long-term. Stick to flat or proportional staking.

FAQ

Frequently Asked Questions

The Kelly Criterion is a mathematical formula that calculates the optimal bet size to maximize long-term bankroll growth. It balances potential gains against risk of loss based on your edge (the difference between your estimated probability and the bookmaker's implied probability).
Flat staking or percentage staking (1-3%) are best for beginners. They're simple to follow, have low variance, and protect your bankroll from large swings. Once you're confident in your ability to find value, consider using Half Kelly.
Half Kelly reduces variance while achieving about 75% of Kelly's growth rate. Since our probability estimates are never perfect, using fractional Kelly provides a safety margin against estimation errors and emotional decision-making.
No. While Martingale can produce short-term wins, it has a near-100% probability of ruin over time. The stake grows exponentially after losses, and table limits or bankroll depletion will eventually stop the progression. Professional bettors avoid this system.
Edge = Your estimated probability - Implied probability from odds. For odds of 2.00 (50% implied), if you estimate 55% chance of winning, your edge is 5%. Only bet when you have a positive edge.
Conservative bettors use 1-2%, moderate bettors 3-5%. Never exceed 10% on a single bet. For Kelly, use Half or Quarter Kelly to account for estimation errors.
Drawdown is the decline from your peak bankroll to a low point. Even winning strategies have drawdowns. Larger stakes mean larger potential drawdowns, which can be psychologically difficult to handle.

About Our Staking Plan Calculator

Our professional staking plan calculator helps you determine the optimal bet size for your betting strategy. Compare five popular staking methods: Kelly Criterion, Flat Staking, Percentage Staking, Fibonacci, and Martingale systems side-by-side.

The Kelly Criterion, developed by John L. Kelly Jr. at Bell Labs in 1956, is the gold standard for bankroll management. Our calculator shows Full Kelly, Half Kelly, and Quarter Kelly options to help you find the right balance between growth and variance for your betting style.

This calculator is 100% free, works instantly as you type, and requires no registration. Updated for 2026 with accurate formulas verified by professional bettors.

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Evgeniy Volkov

Evgeny Volkov

Verified Expert
Math & Software Engineer, iGaming Expert

Over 10 years developing software for the gaming industry. Advanced degree in Mathematics. Specializing in probability analysis, RNG algorithms, and mathematical gambling models.

Experience10+
SpecializationiGaming
Status
Active