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Yankee calculatorUpdated: Jul 2026

Yankee Bet Calculator: 11 Bets, Returns & vs Lucky 15 (2026)

Enter four selections and this tool builds the full Yankee: all 11 bets, the return for every number of winners, an each-way option, and a side-by-side Yankee vs Lucky 15. No rival calculator lists every line and answers the Lucky 15 question at once.

Built and checked byEvgeniy Volkov· betting tools developer
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Yankee calculator

Your four selections

Pick 1
Pick 2
Pick 3
Pick 4

Returns

If all 4 win
£214.60
Profit +£192.60
Total stake
£22.00
11 bets
Break-even
You need at least 3 winning selections to return your stake (best case).

The 11 bets in full

Every line in the Yankee, with its combined odds and return if it wins. Competitors show only the total.

TypeSelectionsOddsReturn
DoublePick 1 + Pick 25.00£10.00
DoublePick 1 + Pick 33.60£7.20
DoublePick 1 + Pick 46.00£12.00
DoublePick 2 + Pick 34.50£9.00
DoublePick 2 + Pick 47.50£15.00
DoublePick 3 + Pick 45.40£10.80
TreblePick 1 + Pick 2 + Pick 39.00£18.00
TreblePick 1 + Pick 2 + Pick 415.00£30.00
TreblePick 1 + Pick 3 + Pick 410.80£21.60
TreblePick 2 + Pick 3 + Pick 413.50£27.00
FourfoldPick 1 + Pick 2 + Pick 3 + Pick 427.00£54.00

Payout by number of winners

A Yankee needs at least two winners to return anything. The band shows the smallest and largest return for each number of winners, since it depends on which selections win.

Winning selectionsMin profitMax profit
4 / 4+£192.60
3 / 4+£22.20+£45.00
2 / 4£-14.80£-7.00

Min and max differ because the payout depends on which of your four picks win when the odds are not equal.

Yankee vs Lucky 15

The same four selections and unit stake, as a Yankee (11 bets) and a Lucky 15 (15 bets, the Yankee plus four singles).

MetricYankeeLucky 15
Number of bets1115
Total stake£22.00£30.00
Return on one winner£0.00£6.00
Return if all four win£214.60£233.20

A Lucky 15 costs more but pays out on a single winner through its singles. A Yankee is cheaper but returns nothing unless at least two selections win. Bookmaker bonuses on the Lucky 15 vary and are not included here.

The complete guide

The Yankee bet, worked out in full

A Yankee turns four selections into 11 bets, so a couple of winners can still pay and all four win big. As of 2026 this ToolsGambling calculator lists every one of those 11 bets, shows the return for two, three or four winners, handles each-way, and answers the question everyone asks: Yankee or Lucky 15?

Why use the ToolsGambling Yankee calculator

Most Yankee calculators hand you one number, the return if all four win. That is the least useful part, because the whole point of a Yankee is what happens when only two or three land. This tool shows all of it, from one tested engine, so the numbers always agree.

Every bet, not just the total

It lists all 11 lines (6 doubles, 4 trebles, 1 fourfold) with each combined price and return, so you can check the slip line by line instead of trusting a single figure.

The payout for two, three or four winners

The scenario table gives the smallest and largest return for each number of winners. A Yankee lives or dies on partial results, and no other free calculator lays them out.

Yankee vs Lucky 15, answered on the spot

The most-asked question is whether a Lucky 15 is worth the extra stake. The comparison is built in and priced on your exact selections, so you decide with numbers rather than a rule of thumb.

Each-way, a printable PDF and a free embed

Settle an each-way Yankee, download the full bet slip as a PDF, share a link, or drop the tool on your own site. No sign-up, no paywall, and decimal, fractional or American odds.

How it differs from other Yankee calculators

The calculators that rank for this term are settle-only: you type the odds and they return one total. They do not show the individual bets, the partial-winner payouts, the each-way place line, or the Lucky 15 comparison. You get a number with no working.

Everything here comes from the same round-robin engine that powers our round robin calculator, unit-tested so the 11 lines, the scenario band and the comparison always add up to the same total. It is the difference between a black box and a slip you can actually read.

What is a Yankee bet?

A Yankee is a full-cover bet on four selections made up of 11 separate bets: six doubles, four trebles and one fourfold accumulator. There are no singles, so at least two of your four picks have to win for the bet to return anything.

Because every combination of two or more selections is covered, a Yankee spreads your risk. Lose one pick and the doubles and trebles that did not include it still stand. Win all four and every line lands at once, which is where the big payout comes from.

The name comes from British and Irish horse racing, though a Yankee works on any four selections in any sport. Add the four singles and it becomes a Lucky 15; scale up to five selections and it becomes a Super Yankee, also called a Canadian.

The first time I landed three out of four on a Yankee I was surprised how much it returned, because the trebles and doubles among the three winners all paid. That is the appeal: you do not need the full house to come out ahead, you need the right two or three.

How do you calculate a Yankee bet?

Four steps, and the tool runs them instantly. Doing it once by hand shows why the returns add up the way they do.

  1. 01

    List the 11 bets

    From four picks: six doubles (each pair), four trebles (each trio) and one fourfold (all four).

  2. 02

    Multiply the odds in each line

    A double's odds are the two selections multiplied together, a treble multiplies three, the fourfold multiplies all four.

  3. 03

    Apply your unit stake

    Each line carries the same stake, so the total cost is 11 times your unit stake. A £1 Yankee costs £11.

  4. 04

    Add the winning lines

    For any result, add up every line whose selections all won. The calculator does this for every number of winners at once.

How much does a Yankee cost?

A Yankee is 11 bets, so the total stake is 11 times your unit stake. A £1 Yankee costs £11, a £2 Yankee costs £22, and a £5 Yankee costs £55. The calculator shows the exact total the moment you type your stake.

An each-way Yankee doubles that, because every line runs twice: once to win and once to place. A £1 each-way Yankee is 22 bets and costs £22. That is a lot of money on one bet slip, so size the unit stake accordingly.

Yankee vs Lucky 15

A Lucky 15 is a Yankee plus the four singles, so 15 bets instead of 11. The extra singles mean a Lucky 15 pays out even if only one selection wins, while a Yankee returns nothing on a single winner.

The trade-off is cost. A Lucky 15 stakes 15 units to the Yankee's 11, so it is around 36% more expensive. On four longshots where you doubt more than one will win, the singles of a Lucky 15 earn their keep. On four solid picks you expect to land, the cheaper Yankee is often the smarter play.

Many bookmakers add consolation bonuses to a Lucky 15, such as a bonus if all four win or double the odds on one winner. Those offers vary by bookmaker, so this calculator compares the base bets honestly and leaves the bonus out.

Are Yankee bets worth it?

A Yankee is entertainment with a real chance of a big return, not a long-run edge. Three things decide whether it makes sense.

You back your picks to cluster

A Yankee rewards two or more winners. If you fancy at least a couple of your four to land, the doubles and trebles do real work.

The stake fits your bankroll

Eleven bets add up fast, and each-way doubles it. Keep the unit stake small enough that a losing slip does not sting.

The odds are long enough

On short-priced favourites the combined odds are small and the bonuses matter more, so a Lucky 15 or singles can be better value.

Yankee bet terms

Yankee

A full-cover bet on four selections: 6 doubles, 4 trebles and 1 fourfold, 11 bets in total.

Lucky 15

A Yankee plus the four singles, 15 bets, so a single winner still returns.

Super Yankee (Canadian)

The five-selection version: 26 bets covering all doubles, trebles, fourfolds and the fivefold.

Full-cover bet

A bet covering every multiple of a set of selections, with or without the singles.

Unit stake

The stake on each individual line. Total cost is the unit stake times the number of bets.

Each-way Yankee

A Yankee run twice, once to win and once to place, doubling the bets and the stake.

More free betting tools on ToolsGambling.com

A Yankee pairs naturally with the rest of a betting toolkit. These free calculators and guides help.

Bet responsibly

A Yankee spreads your risk but the bookmaker still holds an edge, and 11 bets add up fast. Only stake what you can afford to lose and take a break if it stops being fun. Free, confidential help is at BeGambleAware.org.

Reviewed by
Evgeniy Volkov

Evgeniy Volkov

Verified Expert
Fullstack Developer

Fullstack developer with a background in mathematics. I build the calculators and game-style tools on ToolsGambling with Pixi.js and modern web tech, and every result uses transparent probability formulas you can verify yourself.

EducationMathematics
SpecializationiGaming
StatusActive
FAQ

Yankee calculator FAQ

A Yankee is 11 bets from four selections: six doubles, four trebles and one fourfold. Multiply the odds in each line, apply your unit stake to all 11, then add up every line whose selections all won. The calculator above does this for every number of winners instantly.
A £1 Yankee costs £11, because it is 11 separate bets each carrying your £1 unit stake. An each-way £1 Yankee costs £22, since every line runs once to win and once to place.
Back four horses with £2 each-way off. As a win-only Yankee that is 11 bets at £2, so £22 staked. If two of the four win, the double between them pays; if three win, three doubles and one treble pay; if all four win, every line lands. Enter your own odds above to see the exact returns.
A Yankee spreads risk across 11 bets and can pay well on two or more winners, but it does not change the bookmaker's edge and 11 bets add up. It is worth it when you expect a couple of your four picks to land and the stake fits your bankroll. Treat it as entertainment, not a long-run strategy.
It depends. A Lucky 15 adds four singles, so it pays out on a single winner where a Yankee needs at least two. That safety costs about 36% more in stake. A Yankee is better value when you expect several winners; a Lucky 15 is better when you want a return from just one. The comparison table above settles it on your odds.
At least two. A Yankee has no singles, so a single winning selection returns nothing. Two winners land the double between them, three winners land three doubles and a treble, and four winners land all 11 bets.
An each-way Yankee runs the whole Yankee twice: once on the win odds and once on the place odds. That doubles the number of bets to 22 and doubles the total stake. The place line pays when your selections place, using your bookmaker's place terms.
A Super Yankee, also called a Canadian, is the five-selection version. It has 26 bets: 10 doubles, 10 trebles, 5 fourfolds and 1 fivefold, again with no singles. It works the same way as a Yankee, just with an extra pick.