3 Shot Poker: Complete Rules, Strategy & Pay Tables Guide

Picture this: You sit down at a table that looks like a cross between Texas Hold'em and Mississippi Stud. The dealer slides you two cards. But instead of one decision — you've got three. Three streets. Three chances to bet or bail. Three shots at building a winning hand.

That's 3 Shot Poker in a nutshell. And here's the thing most players get wrong: they treat every street the same way. Bet, bet, bet — or panic-fold at the first sign of trouble.

By the end of this guide, you'll know exactly when to fire each shot — and when to save your chips. Let's break it down.

TL;DR — Quick Strategy Table

No time for the full guide? Here's your cheat sheet:

House edge: 3.5%–6.5% depending on pay table. Always check before you sit down.

Golden rule: If you wouldn't bet it in Mississippi Stud, don't bet it here.

Now let's understand why these plays work.

What Is 3 Shot Poker?

3 Shot Poker was created by Casino Gaming Development — the same folks behind several specialty table games you'll find in Vegas. Think of it as Mississippi Stud's cousin with a slightly different personality.

The basic idea: You get 2 hole cards, then 3 community cards are revealed one at a time. At each reveal (called a "street"), you choose: bet or fold. After all 3 streets, your best 5-card hand is compared against a pay table.

Key detail: You're NOT playing against the dealer. You're playing against a fixed pay table. Get a qualifying hand = you win. Don't = you lose. Simple as that.

3 Shot Poker vs Three Card Poker — The Confusion

People mix these up constantly. Here's the difference:

Bottom line: Three Card Poker is simpler — one decision, done. 3 Shot Poker gives you more control and bigger potential payouts, but demands more strategy. Want to compare how different house edges impact your bankroll? Check our House Edge Calculator.

How to Play 3 Shot Poker (Step by Step)

Step 1: Place Your Ante

Put your chips in the Ante circle. This is your "entry fee" — typically $5,$10, or $25 minimum.

Step 2: Receive Your Hole Cards

The dealer gives you 2 cards face down. Pick them up. This is Decision Point #1.

Step 3: 1st Street — First Decision

Look at your 2 cards and choose:

• Fold → You lose your Ante. Game over for this hand.
• Raise → Place a bet equal to your Ante in the "1st Street" circle.

This is the most important decision. A bad fold here wastes good hands. A bad raise burns money on garbage.

Step 4: 2nd Street — Second Decision

The dealer reveals the first community card. Now you have 3 cards to evaluate. Choose:

• Fold → You lose your Ante AND 1st Street bet.
• Raise → Place another bet equal to your Ante in the "2nd Street" circle.

Step 5: 3rd Street — Third Decision

Second community card is revealed. You now see 4 of your final 5 cards. Choose:

• Fold → You lose all previous bets.
• Raise → Place another Ante-sized bet in the "3rd Street" circle.

Step 6: Showdown

The final community card is revealed. Your best 5-card poker hand is compared to the pay table.

Win? All your bets (Ante + street bets) are paid according to the pay table. Lose? All bets are collected.

Real Example: A $10 Hand

Let's walk through a real hand with a $10 Ante:

1. Ante: $10
2. You get: K♠ Q♥ — Two high cards. Easy raise.
3. 1st Street: Raise $10. (*Total invested:$20*)
4. Community Card 1: 9♦ — Not much help, but you still have two overcards.
5. 2nd Street: Raise $10. (*Total invested:$30*)
6. Community Card 2: K♦ — Boom! Pair of Kings.
7. 3rd Street: Raise $10. (*Total invested:$40*)
8. Final Card: Q♣ — Two Pair, Kings and Queens!

Result: Two Pair pays 2:1. You win $80 on your$40 in bets = $80 profit.

Now imagine you'd folded those Kings on 1st Street because "they're just two face cards." That's the $80 difference between knowing the strategy and guessing.

Pay Tables: Know What You're Playing

Here's the critical part most players ignore: not all 3 Shot Poker tables pay the same. There are 3 common pay tables, and the difference in house edge is massive.

Pay Table Comparison

The takeaway: Pay Table 1 gives you nearly 50% less house edge than Pay Table 3. At $10 stakes playing 40 hands/hour, that's the difference between losing ~$14/hour and ~$26/hour. Always check the pay table posted at the table before you sit down.

Use our RTP Calculator to see how different pay tables affect your long-term returns.

Optimal Strategy: The Complete Guide

The 2-1-0 Point System

Just like Mississippi Stud, the fastest way to learn 3 Shot Poker strategy is the point system:

How to use it: Add up your points on 1st Street. 2 or more points = raise. Less than 2 = usually fold (with exceptions below).

1st Street Strategy (2 Cards)

This is the most important decision. Here's the complete chart:

Example decisions:

• A♠ 3♦ (2 + 0 = 2 points) → Raise ✓
• J♥ 8♣ (2 + 1 = 3 points) → Raise ✓
• 9♠ 7♦ (1 + 1 = 2 points) → Raise ✓
• 4♠ 9♦ (0 + 1 = 1 point) → Fold ✗
• 3♥ 5♣ (0 + 0 = 0 points) → Fold ✗

2nd Street Strategy (3 Cards)

Now you see one community card. Reassess:

The key insight: On 2nd Street you've already invested your Ante + 1st Street bet. Don't throw good money after bad — but also don't fold hands with real potential. A flush draw with 3 suited cards has roughly a 4.2% chance of completing, which is enough to justify the bet given the payout. Use our Poker Outs Calculator to understand draw probabilities.

3rd Street Strategy (4 Cards)

By now you can see 4 of your 5 cards. One more to come:

Critical rule on 3rd Street: If you have 4 to a flush, you have roughly a 19.6% chance (about 1 in 5) to complete it. A flush pays 5:1 or 6:1 depending on pay table. The math works. Always chase a 4-card flush here.

But an inside straight draw? Only 4 outs = 8.7% chance. That's usually not enough unless the pay table is generous (Table 1).

Practice Your Decisions

Theory is great. Practice is better. Use our interactive trainer to test your strategy on random hands:

The trainer shows you a hand and asks: raise or fold? Get instant feedback on whether you made the right call. Use it until the correct plays become automatic.

The 5 Shot Bonus Bet

Most 3 Shot Poker tables offer an optional side bet called the 5 Shot Bonus. Here's how it works:

What It Is

You place a separate bet before the hand begins. This bet evaluates your best 5-card hand from all 5 cards regardless of your fold/raise decisions on the main game.

5 Shot Bonus Pay Table

Should You Play It?

The short answer: No — if you're trying to minimize the house edge.

The honest answer: It depends on why you're playing. The 5 Shot Bonus has roughly double the house edge of the main game. But if you hit a Royal Flush, you're looking at 1,000:1 on a side bet.

Here's how to think about it:

For a deeper dive into side bet math, check our Jackpot EV Calculator and Expected Value Calculator. Curious about better side bets? The Match the Dealer side bet in blackjack often carries a lower house edge than the 5 Shot Bonus.

House Edge & The Math

Let's get into the numbers — but I'll keep it human.

The Expected Value Formula

$EV = P(win) \times Payout - P(lose) \times Bet$

In plain English: Multiply your chance of winning by what you'd win. Subtract your chance of losing times what you'd lose. If the number is positive, the bet makes money over time. If negative, it doesn't.

For 3 Shot Poker on Pay Table 1 with a $10 Ante:

• Average total bet per hand: ~$32 (Ante + street bets, accounting for folds)
• House edge: ~3.5%
• Expected loss per hand: $32 × 0.035 = **$1.12**

At 40 hands/hour, that's roughly $45/hour in expected losses with optimal play.

Compare that to playing without strategy (house edge jumps to 8%+):

• $32 × 0.08 =$2.56/hand = $102/hour

Optimal strategy saves you $57/hour. That's why you're reading this guide.

For bankroll planning, plug your numbers into our Risk of Ruin Calculator or Casino Bankroll Calculator. The principle of disciplined strategy execution applies across all casino games — see how Dana White applies this at $75K/hand blackjack.

How 3 Shot Poker Compares

On Pay Table 1, 3 Shot Poker is actually competitive with Three Card Poker. On Pay Table 3... not so much. The pay table is everything. Model different scenarios with our Session Simulator to see realistic win/loss outcomes.

3 Shot Poker vs Three Card Poker: Which Should You Play?

This is the question everyone asks. Here's the honest breakdown:

Choose 3 Shot Poker if you:

• Enjoy making multiple decisions per hand
• Like higher variance (bigger swings, bigger potential wins)
• Found a table with Pay Table 1
• Already know Mississippi Stud strategy (transfers directly)

Choose Three Card Poker if you:

• Prefer simpler gameplay (one decision)
• Want lower variance
• Don't want to memorize strategy charts
• Just want a quick, fun game

Choose neither if you:

• Want the absolute best odds → Play blackjack with basic strategy
• Want zero strategy → Play roulette (but accept the higher house edge)

Common Mistakes (And How to Avoid Them)

Mistake #1: Playing Every Hand on Every Street

What happens: You get 4♠ 9♦ on 1st Street. "I feel lucky!" Raise. Community card is 2♣. "Maybe next card..." Raise again. Final hand: nothing.

Why it hurts: You just invested 4x your Ante on garbage. That $40 (on a$10 Ante) had roughly a 15% chance of turning into a winning hand. You'll bleed money doing this.

The fix: Use the point system. Less than 2 points on 1st Street and no pair/suited connectors? Fold. Save that $30 for a hand that deserves it.

Mistake #2: Folding Low Pairs

What happens: You get 3♣ 3♦. "Small pair, probably won't win." Fold.

Why it hurts: ANY pair should be played. Your pair of 3s can turn into trips (3:1), a full house (10:1), or even quads (40:1). Even if it doesn't improve, there's a decent chance of catching a second pair.

The fix: Always raise with any pair. No exceptions. This is the single most important rule in the game.

Mistake #3: Ignoring the Pay Table

What happens: You sit at the first open table without checking payouts.

Why it hurts: Pay Table 3 has nearly double the house edge of Pay Table 1. Over a 4-hour session at $10, that's roughly$50 extra you're giving to the casino.

The fix: Check the pay table BEFORE sitting down. Look at Four of a Kind and Full House payouts — those are the biggest tell. 40:1 on quads = Table 1 (good). 20:1 = Table 3 (bad).

Mistake #4: Going All-In on the 5 Shot Bonus

What happens: You put $10 on the 5 Shot Bonus every hand because "what if I hit a Royal?"

Why it hurts: At 7-10% house edge and 40 hands/hour, that's $28-$40/hour extra in expected losses — on top of what you're losing on the main game.

The fix: If you enjoy the side bet, limit it to $1-$2 per hand. Treat it as entertainment, not strategy. Track your total spending with our Loss Calculator to keep it real.

Mistake #5: Chasing Inside Straights on 3rd Street

What happens: You have 5-7-8-9 on 3rd Street. You need a 6 to complete the straight. "I'm so close!"

Why it hurts: Only 4 cards in the deck help you. That's an 8.7% chance — not worth an Ante-sized bet unless you're on Pay Table 1 with a very specific situation. Check the odds with our Pot Odds Calculator.

The fix: Only chase outside straights on 3rd Street (like 6-7-8-9 where both 5s AND 10s help = 17.4% chance). Inside straights? Fold.

Bankroll Management for 3 Shot Poker

3 Shot Poker is a high variance game. Long losing streaks happen. Here's how to prepare:

Recommended Bankroll

Session Limits

Set these before you sit down:

Hit any limit? Walk away. No renegotiating with yourself. Use our Staking Plan Calculator to set up a system that matches your risk tolerance.

Want to see what realistic sessions look like? Run 1,000 simulations in our Variance Simulator.

Quick Reference Card

Bookmark this. Screenshot this. Keep it on your phone at the table.

Point System: J-A = 2 pts | 6-10 = 1 pt | 2-5 = 0 pts

Three Rules to Never Break:

1. Always raise with any pair
2. Always check the pay table before sitting down
3. Never chase inside straights

Final Thoughts

3 Shot Poker is one of those games that rewards players who do their homework. The gap between optimal play and casual play is huge — potentially 4-5% in house edge, which translates to real money over a session.

What to remember:

1. Use the 2-1-0 point system for 1st Street decisions
2. Always raise with any pair — no exceptions
3. Pay Table 1 (40:1 on quads) is your target — avoid Table 3
4. Skip the 5 Shot Bonus (or limit it to $1-$2 for fun)
5. Set bankroll limits and stick to them

The strategy is nearly identical to Mississippi Stud, so if you already know one, you practically know both. And now you know more than 95% of players who'll sit at that table.

Go use it.

Want to sharpen your overall poker game? Check out:

• Poker Equity Calculator — Calculate hand vs hand odds
• Poker Outs Calculator — Know your draw odds instantly
• Kelly Criterion Calculator — Optimal bet sizing
• House Edge Calculator — Compare all casino games
• Mississippi Stud Strategy Guide — Sister game with same strategy
• Match the Dealer Blackjack — Complete guide to this popular blackjack side bet
• Blackjack Card Charlie Rules — Automatic win rules that reduce the house edge
• Triple Double Bonus Poker Strategy — Master the highest-RTP video poker variant

For another Mississippi Stud variant, see our Cajun Stud Poker guide.

Curious about when you're mathematically forced to call? Read our pot committed strategy guide — with free SPR calculator.

Looking for a fun card game for your next party? Try Irish Poker — a social drinking card game with four guessing rounds and a dramatic finale.